Owned or managed? Read the whole arrangement.

Owned equipment

Ask about purchase cost, processing arrangements, software updates, repairs, cash loading, and eventual replacement. Ownership does not remove recurring costs.

Managed placement

Find out which party owns the unit, funds the cash, performs service, and carries insurance. Request the exact revenue-share calculation and any deductions in writing.

Contract details

Review contract length, renewal, exclusivity, relocation, termination, and removal costs. Keep a signed copy with the business records.

Build a downside case

Use lower transaction volume and higher service costs in the explorer. A proposal should still be understandable when demand is below expectations.

Keep the conversation grounded.

ATM information and enquiry preparation. Equipment availability, placement approval, pricing, and service scope require a separate written agreement.

CFPB: ATM fee disclosures ↗

Official source for related background. The practical workflow suggestions above are original editorial guidance, not government endorsement.